Yes, each family member should setup his or her own account with a unique user ID and password.

Yes, log in every 13 months to keep your account active.

Yes. But, since we use only temporary cookies' they will not be permanently saved to your computer. You will not need to delete them.

Using the features on the menu of this site , you can make most of your changes online. For other account corrections, contact your group administrator if your coverage is through your employer or a group. If you purchase your coverage directly from us, follow this link to find our Contact Us/Customer Service Department pages.

Your User ID must be between 5 and 8 characters long. User IDs are not case sensitive.

Passwords are sensitive to upper and lower case letters, but User IDs are not. For example, if your password was originally entered in all capital letters, you must enter it here the same way.

We're committed to protecting your privacy. That's why we use Secure Sockets Layer (SSL) technology. As the industry standard, it's among the safest software available today for secure transactions. It encrypts all the personal information you send and receive so someone else can't read it as it travels over the Internet. If you've ever given your credit card number over the Web, chances are you've used the same technology.

No. We provide this service free of charge to our members.

Since Web visitor reports show less than 3% of visitors to our Web site use the Macintosh platform, we do not support nor test for specific compatibility with Macintosh. Although we don't test with Macintosh computers, customers who use the Macintosh platform are likely to find that the Firefox browser is generally compatible with our Web site. We do test our Web site with both Firefox and Internet Explorer browsers (PC versions). We chose these browsers because of their solid performance, support of encryption that protects the privacy and security of the information we transmit to you, and high industry adoption rate.

While most of our Web services are available 24-hours a day 7-days a week, some of our inquiry features may be unavailable between 5 a.m. to 7 a.m. and at other times for routine maintenance.

You will need Internet Explorer or Firefox (one of the latest two versions, non-Beta) to use the secure features of this site. We chose these browsers because of their solid performance, support of encryption that protects the privacy and security of the information we transmit to you, and high industry adoption rate. You can download Internet Explorer at www.microsoft.com or Firefox at www.mozilla.com. If you are using your work computer, you may need to contact your company's IT help desk to get your browser upgraded.

If you forget your Password, enter your User ID and click on the 'Forgot Password' link on our login page. If you previously entered a password hint, it will be displayed to help you remember your password. If you did not enter a password hint, please call our Web Security Help Desk at 1-800-278-1247 for assistance, Monday - Friday, 9 a.m. to 4:30 p.m. (EST).

If you forget your User ID, call our Web Security Help Desk at 1-800-278-1247 Monday - Friday, 9 a.m. to 4:30 p.m. (EST). We will ask you some questions relating to your account that you must answer correctly before we can release your User ID.